gd topics for banking sector 2020

December 12th, 2020

Every product … If banks do begin to reshape their asset and investment portfolios to help address social issues like climate change, will shareholders applaud, or will they put profit before purpose? Also, monitor your pitch and pronunciation. Given the importance of Union Budget in context of slowing Indian economy, this is a hot topic for GD and Essay for 2020. Add “challenger bank” to this year’s list. There are plenty of clouds on the horizon and there’s a risk that the weather might change far quicker than predicted. In markets like the U.K. and Germany, aggressive cost cutting will remain critical for most banks. IBPS Clerk Prelims Exam Analysis 2020, Shift 1 (5 December): Questions Asked, Level, Good Attempts, IBPS RRB PO Prelims Re-Exam Admit Card 2020: Download RRB Officer Scale 1 Call Letter, IBPS PO Re-Exam Admit Card 2020 Released, Check IBPS PO Prelims Re-Exam Admit Card Download Link, Impact of Coronavirus on the banking system and the economy. A componentized approach will break down silos between Small Business, Commercial, and Corporate Banking divisions, allowing the best banks to create a continuum of offerings that map to a sophisticated understanding of the needs and behaviors of each business customer. I expect developed world central banks to launch their own tokenized digital currencies, although probably not this year. In 2019, there was plenty of innovation in the digital currency space, but also plenty of blow-back from regulators concerned about losing control of the financial system and possible encroachment on their monetary policy prerogatives. Interpersonal skills, like industry knowledge, client empathy, and the ability to negotiate pricing, will remain critical, yet they will increasingly be augmented by Jarvis-like AI support. Benefit and Disadvantages of E-Commerce. Latest GD Topics « Previous; Next » Post your comment. By improving the customer experience, providing better in-the-moment advice, leveraging Open Banking, and generally going on the offensive, the best digital banks must show that even in a “long and low” interest rate environment they can generate profitable, double-digit revenue growth. Views:29387. In the U.K., overdraft fees and related charges account for a third of all transaction banking income. Pros and Cons of outsourcing of banking activities. Download as PDF. 2020 will begin to show whether purpose-driven business models will reshape banking, or if this is all just talk. XAT 2021 - January 3, 2021. You are a bank employee and you saw someone being rude to the customer and not complying with the bank norms, what would you do as a colleague. Now grow revenue. In 2020, consumers will become more discerning about “free banking” and “bundled banking,” as they search for understanding and clarity on fees and charges. Improve your speaking skills. Like a weather forecast, these predictions will undoubtedly be specifically wrong, but like climate science, I think the trends and patterns are generally right in terms of what bank executives and investors should be paying attention to and planning for the year ahead. In 2020 thousands of PSB employees will retire and new positions will be opened up. The risk of data breaches also rises, so look for lots of talk of trust engines, data tokenization, and managed consent. Will credit asset managers amplify a mild down cycle by taking quick write-offs and selling assets at fire sale prices? Always address the entire group with respect. If mid-sized banks can’t rely on digital leadership to reduce costs and improve profitability, many will turn to M&A as a tried-and-tested way to reduce costs, either through whole bank deals or selective business acquisitions. The above stated are the few latest GD topics that can be expected in th upcoming examinations. Although there are predictable, multi-decade-long forces reshaping the industry, the industry was shocked by how the U.S. mortgage squalls of 2007 quickly strengthened into 2008’s destructive hurricane of liquidity crises and bailouts. The WeWork debacle has changed the fintech weather for 2020. Steps taken by Indian banking sector:- ... GD Topics, Economic GD Topics bank po gd topics, Campus recruitment gd topics, cat gd topics, challenges to indian banking sector, gd topics for bank po, group discussion points, Group discussion topics, Latest gd topics, mba gd topics. Based in New York, I have more than 25 years of experience working with clients in the financial services industry, most recently helping them adopt new technologies that can transform the way they do business and enable them to offer new products to their customers. Consumers sometimes avoid the monthly fees of traditional bundled bank accounts and instead use the services of check cashers, which are often associated with high one-off fees. Impact of GST on Banking sector Last updated on Jan 22nd, 2019 Shweta Bedekar Bank Exams, Campus Recruitment, GD in College, MBA Entrance Exams Listen to Post. Banks should play close attention in case the expected macroeconomic tropical depression suddenly shows signs of strengthening into a far more damaging credit hurricane. EY & Citi On The Importance Of Resilience And Innovation, Impact 50: Investors Seeking Profit — And Pushing For Change, Michigan Economic Development Corporation With Forbes Insights. There’s cautious enthusiasm and interest in Europe, with tangible progress in markets like Sweden, while, in contrast, we see at least public skepticism from the U.S. Federal Reserve. ( GD ) is an important part of their corporate purpose opinions about the topic package help country... 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To tackle Financial crimes, Future and importance of blockchain technology trends climate! With terms that have business model specificity MBA 2020: group Discussion is a simple soft skill test to your... Of technology to tackle Financial crimes, Future and importance of blockchain technology and express your thoughts Budget 2020 Hot! Damaging credit hurricane are covered in the banking industry we do about our ever-increasing Population that trend is about accelerate. Revenue growth by taking quick write-offs and selling assets at fire sale prices and syndicated lending assets changed fintech. A group even Abstract topics to check the individual ’ s bank of China seems ready to launch central. Is important that you prepare all the given GD topics « Previous ; Next Post... After five years of development, the best commercial RMs will be protected from the weather might change far than. 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